Virtual cards · live in 30 seconds

Spend
without
permission.

HoodCard issues online-only cards in seconds. No KYC. No limits. Add to Apple Pay or Google Pay and tap anywhere Visa & Mastercard are accepted.

Apple Pay Google Pay Visa / Mastercard BINs 3DS 2.0 ready
0 documents No spend cap Issued 00:29
Obsidian
4027  ••••  ••••  8814
CardholderAnonymous User
Valid thru09 / 31
•••
HOODCARD IS A DESIGN CONCEPT. THIS PRODUCT IS FICTIONAL AND NOT AFFILIATED WITH ANY REAL ISSUER, NETWORK OR BROKERAGE.
[email protected]
01 — Why HoodCard

Four rules.
Nothing else.

Built for people who are tired of uploading a passport to buy a $9 subscription. Hover any tile.

No
KYC

No passport, no selfie, no proof of address. An email is the whole application.

Hover →
01 / Identity

Zero
paperwork

You pick a tier, pay the issuance fee, and the card number appears. Nothing is collected beyond a login — no documents to lose, leak or expire.

Avg. onboarding: 29 sec

No
Limits

No daily cap, no monthly ceiling, no “contact support to raise it”.

Hover →
02 / Spending

Ceiling
removed

Load $12 or $120,000 — the card behaves the same. Per-card caps exist only if you set them yourself, and you can change them instantly.

Self-set caps · optional

Apple
Pay

Push the card into Wallet in one tap. Face ID and you're paying in the real world.

Hover →
03 / Wallet

Tap
anywhere

Tokenised provisioning straight from the app — no manual entry. Works on iPhone, Watch and Safari one-click checkout.

iOS 15+ · watchOS 8+

Google
Pay

Same card, same second — provisioned to any Android device or Chrome.

Hover →
04 / Wallet

Android
native

Add to Google Wallet, pay with NFC, and autofill in Chrome across desktop and mobile with the same token.

Android 9+ · Wear OS
02 — Issuance

Online cards,
issued live.

Three screens between you and a working card number. No branch, no call, no “we'll review your application in 3–5 business days”.

01

Pick a tier

Spark, Surge or Obsidian. Pay the one-time issuance fee — $5, $25 or $100. That's the only fixed cost.

02

Card appears

PAN, expiry and CVV render instantly in your dashboard. Copy them, or push straight to Apple Pay / Google Pay.

03

Top up & spend

Fund with crypto, bank transfer or another card. Balance is live the moment it lands — then spend without a ceiling.

01 · Spark•••• 4410
02 · Surge•••• 7302
03 · Obsidian•••• 8814
03 — Tiers

Pay once
to be issued.

One-time issuance fee. No monthly subscription, no dormancy charge, no annual renewal. Ever.

Spark

Tier I

The starter line. One card, everything essential, nothing you'd never use.

Spark
4027 •••• •••• 4410
CardholderAnonymous User
Valid thru09 / 31
$5
One-time issuance
  • 1 active virtual card
  • 1% cashback in HOOD points
  • Apple Pay & Google Pay
  • Issued in ~30 seconds, no KYC
  • Unlimited spend, no daily cap
  • Crypto & bank top-ups
  • 2.5% FX conversion fee
  • Email support, 24h
Best for one-off subscriptions
Most issued

Surge

Tier II

Five cards, zero FX, burner numbers. The everyday driver for people who buy online constantly.

Surge
4027 •••• •••• 7302
CardholderAnonymous User
Valid thru09 / 31
$25
One-time issuance
  • 5 active virtual cards
  • 3% cashback, paid weekly
  • 0% FX in 140+ currencies
  • Unlimited single-use burner cards
  • Priority BIN pool — 97.4% approval
  • Subscription guard & auto-cancel
  • 6 card skins + custom art
  • 24/7 live chat, under 2 min
Pays for itself at ~$800 of FX spend

Obsidian

Tier III

A private BIN, an API and a human. For operators running real volume through cards.

Obsidian
4027 •••• •••• 8814
CardholderAnonymous User
Valid thru09 / 31
$100
One-time issuance
  • Unlimited active cards
  • 7% cashback + monthly drop
  • Dedicated private BIN range
  • Merchant-locked & geo-locked cards
  • Issuing API + webhooks
  • Chargeback shield up to $10k
  • Personal issuing manager
  • Early access to new BIN drops
Metal twin available on request
05 — Questions

Short answers.

Everything people ask before their first card.

Is the issuance fee really one-time?

Yes. You pay $5, $25 or $100 once when the card is created. There is no monthly fee, no inactivity charge and no renewal cost when the card expires — the replacement is free.

How fast is “instant”?

Median issue time across the last 30 days is 29 seconds from payment confirmation to a usable PAN, expiry and CVV in your dashboard.

Can I add it to my phone wallet?

Every tier supports Apple Pay and Google Pay through tokenised push-provisioning — one tap in the app, no typing the number in manually.

What can I top up with?

Crypto (USDT, USDC, BTC, ETH), SEPA and SWIFT bank transfer, or card-to-card. Crypto credits after one confirmation; bank transfers the same business day.

How do collab editions work?

Each drop is a skin plus a perk pack on top of a normal tier. You still choose Spark, Surge or Obsidian — the edition changes the art, the cashback token and a few edition-only benefits.

Is this a real product?

No. HoodCard is a design mockup built to demonstrate a visual direction. Nothing here is a real financial offer, and it is not affiliated with any bank, card network, brokerage or token project.

Your card
is 29 seconds
away.

No documents. No ceiling. No waiting room.